Maximize your charitable giving while minimizing your taxable income by giving from an IRA.
Learn more about how making a gift from an IRA can benefit you.
If you are 70½ or older and have an IRA, you are already qualified!
How a Qualified Charitable Distribution (QCD) Works
You are at least 70½ years old with IRA funds you no longer need
Your QCD goes directly to charity, supporting a cause you care about
*If you are 72 years old or older, your QCD can count towards your required minimum distribution (RMD)!
Did You Know?
You can also support our mission for years to come. Simply name University of the Pacific as a beneficiary of your IRA account, and the remaining assets (or a portion) of the account will be distributed to inspire students to lead lives of purpose.
Sample Beneficiary Designation
Legal name: University of the Pacific
Address: 3601 Pacific Avenue, Stockton, CA 95211
Federal Tax ID number: 94-1156266
Discover the Benefits of a Qualified Charitable Distribution (QCD)
Reduce Your Taxable Income
When you take funds from your IRA, they count as taxable income. But if you transfer them directly to charity, you reduce your taxable income while satisfying your RMD.
Fulfill Your Required Minimum Distribution (RMD)
After you turn 72, you must distribute funds from your IRA. If you do not distribute the required minimum, you may be penalized, but a QCD allows a transfer up to $100,000 per individual or $200,000 per couple to satisfy your RMD.
Lead With Purpose
When you make a qualified charitable distribution from your IRA to University of the Pacific, you are setting students on a path to lead life with purpose.
Find Out if a Qualified Charitable Distribution is Right For You
| I was born before . | Yes | No |
|---|---|---|
| I have a qualified IRA. | Yes | No |
| I want to change students’ lives through an immersive educational experience. | Yes | No |
You’re qualified to make this type of gift!
It looks like there are still some requirements that need to be met!
Take Your Next Steps
Step 1
Get started by selecting your IRA custodian and filling out your information below.
This information will be used to pre-fill your distribution form.
STEP 2
Once you have downloaded and completed the rest of your form, please mail the form to your IRA custodian. We recommend mailing this by December 1 to ensure you receive your tax deduction for this year.
STEP 3
Please let us know about your generous gift!
We’d like to thank you and ensure your gift goes to the program or department you desire.